A secured credit card, New Millennium Bank Credit Card gives you membership to The WorldsBestTravelClub.com and guarantees your approval for the card. Below is given reviews of New Millennium Bank Credit Card in detail.
New Millennium credit card needs deposit of between $300 and $5,000. A credit limit of up to your deposit amount will be given to you. New Millennium credit card allows you to get both a Visa® and a Mastercard and by this you can deposit a total of $10,000 and get a credit limit of $10,000 if you decide to get two cards. A $59 annual fee is charged by New Millennium Bank credit card. Apr is a fixed 19.50% and to calculate monthly balance, they use the average daily balance method (including new purchases). You will incur finance charges even if you pay in full each month due to there is no grace period. If you apply for both a Visa® and Mastercard®, there is a one-time application fee of $69.95 or $99.95.
If you buy a roundtrip ticket (from API) within the continental US with a minimum ticket price of $349.00 (during low season 9/15 to 1/15) or $379.00 (during high season 1/16 to 9/14), after card approval, a free companion ticket is being offered by New Millennium Bank, as an incentive. This promotion alone will probably recoup both the one-time application fee and first year annual fee. One of the few sub-prime cards, New Millennium credit card offers travel benefits like emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection. Your credit card activities are reported to the three major credit agencies, Equifax, Experian and TransUnion.
New Millennium Bank Secured Black Diamond Visa or Mastercard:
Thousands of people with bad credit history get help in getting their Secured Black Diamond MasterCard/Visa card by New Millennium Bank through its unique national credit card program. This Visa credit card does not require a credit record check to determine your eligibility. A range of exclusive Diamond benefits and services that will help you rebuild or build up your credit faster is provided by New Millennium Bank Secured Black Diamond Visa or Mastercard. Equifax, Experian and TransUnion are the three national credit bureaus, which create a record of your positive payment history.
New Millennium Secured Black Diamond MasterCard/Visa card additional benefits:
- An extended warranty protection
- Auto rental insurance
- Up to $100,000 in travel accident insurance.
Furthermore, you will be able to withdraw cash when you most need it, and will have access to emergency cash transfers.
New Millennium Bank Secured Black Diamond Visa or Mastercard features:
- Approved regardless of credit history
- Get cash at over 740,000 ATMs
- No credit check
- Credit limits up to $10,000*
- Reports to all 3 bureaus
New Millennium Bank Platinum Visa/MasterCard:
A secured platinum card, New Millennium Bank Platinum Visa/MasterCard is geared towards individuals with imperfect credit. Holders of the New Millennium Bank Platinum Visa/MasterCard enjoy a revolving line of credit up to $100,000 in travel accident insurance, auto rental insurance and extended warranties on qualifying purchases made with the card by placing a security deposit into a Federally-insured savings account.
New Millennium Bank Platinum Visa/MasterCard Features:
- Earn $50 for each card holder you refer
- $100,000 in travel accident insurance
- Auto rental insurance
- Extended warranty for purchases
- Free companion airline ticket upon enrollment
- Free membership in www.TheWorldsBestTravelClub.com, which offers a $69 cash rebate when you make your first condo booking
- No credit check or turn downs
- Reports to all three major credit bureaus
- No employment verifications
Benefits of New Millennium Bank Platinum Visa/MasterCard:
- Approval Guaranteed, regardless of income or credit history and status
- Complimentary online account management and payments
- No Credit Checks!
- Free auto rental insurance
- Free extended warranty protection
- Special high interest savings rate on your security deposit
- Reports to three major credit bureaus: Equifax, TransUnion, and Experian
- Emergency cash transfers
- Free accident insurance of $100,000!
- Funds are FDI-insured up to $250,000!
New Millennium Bank Black Diamond Visa/MasterCard:
To carry a black diamond credit card, you do not need a six-figure income or an excellent credit, now. A secured card, New Millennium Bank Black Diamond Visa/MasterCard provides to consumers with imperfect credit histories. Consumers can receive this black diamond credit card with a credit line equal to the security deposit in return by placing a security deposit into a federally-insured savings account. The credit card activity is reported to all three credit bureaus, helping the consumer rebuild their credit history.
New Millennium Bank Black Diamond Visa/MasterCard Features:
- No credit checks or turn downs
- Credit limit of up to $5,000
- Reports to all three credit bureaus
- Up to $100,000 in travel accident insurance
- Extended warranty protection for purchases
- Hotel and motel burglary insurance
- Lost luggage reimbursement
- Auto rental insurance
New Millennium Bank Gold Visa / MasterCard:
As the platinum version, the New Millennium Bank Secured Gold Visa or MasterCard has identical fees and rates. The only difference is that it does not have the travel rewards that the Platinum version has.
New Millennium Bank Gold Visa / MasterCard Features:
- Annual fee of $59 and APR at 19.5%
- Emergency cash transfers
- Auto rental insurance
- $100,000 travel accident insurance
- Total credit limit up to $10,000
- All 3 credit bureaus reporting
- Cash availability at over 740,000 ATMs
New Millennium Bank Secured Platinum MasterCard/Visa:
A secured credit card, the New Millennium Bank Platinum MasterCard/Visa is intended for people who have some past credit problems or those who are establishing their credit history. When making payments, a secured card works just like a regular credit card so it offers an easy way for cardholders to build up credit or improve their credit score. The card offers special credit-rebuilding services to its holders. For example, it provides monthly reports to three major credit bureaus that can be helpful to your credit record if you keep well within your spending limit and pay your credit card bills on time. In this card deal, credit and income check are not required but you need to be a resident of the U.S., at least 18 years old and you have a social security number. A money deposit is the final requirement that you have to place in a bank account as collateral in order to be approved. This is an attractive card provided for those who have no credit or a bad credit history that can help boost their credit score and improve their borrowing power as well.
New Millennium Bank Secured Platinum MasterCard/Visa Features:
- Reports to ALL 3 Bureaus
- No Credit Check
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
- Be Approved Regardless of Credit History
Customer Support:
Customer support is accessible via an online support form and via phone. You can get helpful answer within five minutes by calling New Millennium Bank and your email inquiry will be answered within three days.
