NFCC is the short form of National Foundation for Credit Counseling. The national agenda for financially, responsible behavior and build capacity is promoted by the NFCC for its members to deliver the chief quality financial education and counseling services. To speak to a counselor near you, call 1-800-388-2227. WWW.NFCC.ORG is the official site of NFCC. The information about NFCC Credit Counseling and Debt Management website is provided here.
To log on you have to go to its home page www.NFCC.Org. You will find the login option in the left side in the lower region of the site. You have to enter your user name and password then click on log in.
NFCC Debt Management:
You may be eligible to enroll in a Debt Management Plan (DMP), if you have severe debt. A systematic way to pay down your outstanding debt through monthly deposits to your credit counseling agency, which will then distribute these funds to your creditors, is a Debt Management Plan. You may benefit from reduced or waived finance charges and fewer collection calls, by participating in this program. You get help to re-establish credit, when you have completed your payments.
Through a DMP, it takes approximately 36-60 months to repay debts. Through an NFCC Member Agency, your accounts with creditors will always be credited with 100 percent of the amount you pay. While creditors receive the money owed to them, a DMP serves the dual role of helping you repay your debts.
Debt Management Plan is an effective for those with considerable debt problems, entering into DMP is a first step on the road to a financially stable, debt-free life.
NFCC Credit Counseling:
With a professional background in money and credit management and the wise use of credit, you have to choose a certified credit counselor, when you are in a financial crisis. NFCC member’s requirement for promoting high standards is that all counselors pass a comprehensive counselor certification program administered by a third party.
It is not easy always to talk about debts and finances. Certified Consumer Credit Counselors are professionals who are always ready to help. Whether you select face-to-face, over the phone, or via Internet counseling, they will work with you to tailor a confidential program with solutions that work best for you.
NFCC Certified Consumer Credit Counselors will:
- Develop a personalized plan to help you prevent future difficulties
- Advise you on managing your money
- Offer solutions to your current financial problems
You can also submit your financial information online for help from a Certified Consumer Credit Counselor, in order to meet the growing needs of customers.
With Member Agencies, all online conversations are secure and confidential through encrypted servers, meaning that communicating online to Certified Consumer Credit Counselors is just as productive and comforting as talking to them face-to-face.