Internet is an immense place to do business and everything, in the case if it is safe. Online shopping is fast, easy and more convenient as well as you can get unbelievable selection of products. At present, it becomes easier and simpler to shop online without departing your house as many people have access to the digital TV and Internet. But some bad guys use phishing attacks to get information about your credit card and commit fraud with people. However, people need to take some special safety measures on purchasing products and services online. The UK’s foremost credit card associations have developed services to offer extra safety for making improved the online shopping experience for everyone customers and sellers alike. Make your online shopping experience secure and enjoyable by following provided instructions.
Image Source: www.cbc.ca
Tips to make your online shopping safe:
Utilize Well-known Websites:
You need to start shopping at a reliable website in place of using a search engine. Now-a-days, fraud is increasing so search result can lead you to the lost. If you will be familiar with the website, possibilities are less expected to be a fleece. If you do not know any secure website, then you can easily know which website is secured because encryption technology is utilized by secure websites to transfer information from users’ computer to the online merchant’s computer. The information you send, like your credit card number, is moved quickly by encryption technology to avoid computer hackers from getting it on the way. People with lawful access human rights can decode the code. Be careful of misspellings or websites utilizing a diverse top-level domain such as .net in the place of .com.
Search for the Lock:
If the website does not contain secure sockets layer (SSL) encryption installed, then do not purchase anything online with the use of credit card. You need to pay attention on following such as look at the top of your screen, where the website address is exhibited, you should observe https://. The “s” displayed after “http” points out that website is safe. Frequently, you do not observe the “s” until you really move to the order page on the website. Or you can know the secure website by viewing padlock; if it is displayed closed in the status bar at the bottom of your screen, then the website is secure and if that lock is open, you should believe it is not a secure website. Also secure website contains an unbroken key.
Do not Tell All:
Online shopping store does not need your social security number or birthday to do business. If this information is got by offenders, then they can do lots of damage by combining it with your credit card number for purchases. If they know more about you, they can easily steal your identity. So you need to provide least amount of information to discard this default. You need to provide certain information such as your name and address to the web merchant when you place an order. If you feel the question is not required to process your order, then do not answer it. If you do not feel comfortable to share your information with website, then leave it and discover a diverse company for the product you look for.
Keep Your Password Private:
Lots of online shopping websites need the customer to login previous to placing or viewing an order. Customer generally needs to give a username and a password. You must use uncrackable unique passwords and keep your password private, do not reveal it to anyone. Remember that do not utilize usually known information, such as your mother’s maiden name, your birth date, or numbers from your driver’s license or Social Security number. Do not use again the similar password for other websites. The best password should contain minimum eight characters that includes both numbers and letters.
You must visit the website frequently during the holiday season and see electronic statements for your debit card, credit card, and checking accounts. But do not wait for your bill to come at the end of the month. Ensure you do not see any fraudulent charges, even inventing from websites such as PayPal. If you feel something going wrong then call to address the matter rapidly. Pay the bill with the use of credit card, only when you know all your charges are correct. You have 30 days to inform your problems to the bank or card issuer, but later, you might be legally responsible for the charges anyway.
Inoculate Your Computer:
You will be requested to provide your data anyhow as cheats do not be sluggish. They offer you a little something extra to help things along from time to time so; you need to defend against malware with standard updates to your anti-virus program. Webroot SecureAnywhere Antivirus contains extras to help fight against ID theft or at the very least the free Ad-Aware Free Internet Security 9.0.
Think about Mobile:
As per the National Retail Federation, mobile devices will be utilized by 5.7 percent of adults to do comparison of shopping before making a purchase. This is very convenient way to shop on a mobile device in comparison to online so people need not to concern about it. But you need to use applications that are provided straightforwardly by the retailers, such as Amazon, Target, etc. Discover what you want with the use of the apps, then make the purchase directly devoid of going to the store or the website.
Stay away from Public Terminals:
Using a public computer to make purchases is not so safe so you must log out every time when you are using a public terminal, even for just checking emails. However, if you are using your own laptop to shop while you are in a public place such as a public cafe, then it will be more dangerous. When you enter the number and expiration date on a website, anyone can see the whole. So you need to sit in the back, and face the door.
Count the Cards:
Gift cards are the most asked for holiday gift every year, so be careful when you purchase one because scammers like to sale gift cards on websites such as eBay with small or no funds on them.
Privatize Your Wi-Fi:
A Wi-Fi connection is required to shop with the use of your own laptop for shopping while you are not at the home. If you access the Web over a virtual private network (VPN) connection, then only utilize the wireless. You can set up a free one with the ads with AnchorFree Hotspot Shield, if you do not obtain one from your employer. To omit the ads, you can pay $4.99 a month or $44.99 a year. After the first seven days, an iOS app version of Hotspot Shield will charge you $.99 per month or $9.99 a year. Use the identified networks, even if they are free, similar to those found at Starbucks or Barnes & Noble stores that are controlled by AT&T. To get final access, try to find the network named “attwifi,” then unlock a browser to click into the walled garden. Free Wi-Fi can also be found at Panera Bread, McDonalds, and FedEx Office locations.
Beware of deals that sound too good to be true and beware of “phishing”:
Know about the all things of scams while shopping. A free product with purchase, especially an iPad or even holiday job offers, is offered by the coupon scam. A lot of of these offers will enter by social media. Be careful from anyone, even of your friends, who might unknowingly onward such a thing. Be very careful even if you receive a message from friend, who claims that he or she has been robbed, particularly a friend overseas in search of money to be wire transferred, unless you can completely verify it by talking to him or her personally. Generally, disbelief can go far to save you from a stolen card number.