How PayPal Mobile Express Checkout Works? – A quick guide

If you are one of those who don’t like to manage their accounts on pen and paper and badly require some source reliable enough to manage the same online, then either you have not been looking at the right areas or you have not come across something known the PayPal commerce services. For those who are unaware- a PayPal account is an e-commerce account that is funded from an existing and legal bank account or a valid credit card.

One of the most notable characteristics for merchants using a PayPal account is the Mobile Check- out feature that can give any time information regarding your transactions from your PayPal account and makes the customer support for buying the products larger and easier. PayPal is making it easier for merchants and consumers to pay for goods on their smartphones with the launch of Mobile Express Checkout. This is one feature that merchants who use the internet pretty frequently enjoy and appreciate PayPal for.

PayPal Mobile Express Checkout is designed to support the vast majority of mobile devices sold by major carriers that can make secure mobile web connections. Mobile Express Checkout is the mobile version of PayPal’s Express Checkout service, which is a one-stop payment option streamlines the checkout process for consumers. To access mobile express checkout, a device, mobile carrier, and browser must support WAP 2.0 services. This service cannot be used on a browser that does not support WAP 1.0 or below. The browser even needs to be compliant with xHTML or HTML markup language and the cookies for the browser must be enabled to carry metadata about the user. Merchant Express Checkout has been optimized for smartphone screens and also features strong fraud detection, says PayPal.

Let us try to find out exactly how does the PayPal mobile express checkout work for the consumers and the merchants. To use the PayPal check out feature the customer first needs to activate his account or create a numeric pin for their account. This can be easily done by going to the PayPal website and clicking on the activate button. Now, every time one has to log-in he needs to provide his identification pin. After selecting products to purchase, the customers click a Checkout with PayPal link or button on the mobile site or in a Short Message Service (SMS) text message. They are transferred to PayPal, where they log in, review and select their payment method and the correct shipping address. The customer is returned to the mobile site to complete the transaction. PayPal returns to the shipping address, email, and other customer information needed to fulfill the order.

PayPal defines mobile commerce as any and all transactions completed using a mobile phone. Buyers use a simple two-step process (login and review) to make payments. The merchant interface can be plugged into any mobile medium that can initiate a mobile browser session, and uses either the PayPal Web Services SOAP or Name/Value Pair (NVP) API interface. After a transaction is completed, the necessary buyer and transaction data is delivered to the merchant via the interface.

This easy to use service gives the modern day merchant a quick hosted buyer flow with full transaction completion data. The merchants get a straight forward interface to provide their buyers with better payment options for their goods. Though, PayPal claims that all its transaction data is safe and cannot be hacked one cannot really assure that. However, in this era of the internet marketing one will have to trust only the best in the business which now is PayPal.