BPI Express Online is the online banking feature of Bank of the Philippine Islands. You can access your bank accpimt by BPI Express Online with use of your mobile phone with a Globe or TM sim card. Lots of different services are provided by BPI Express Online Banking. www.bpiexpressonline.com is the official website of BPI Express online banking by which gets the more information of BPI Express Online Banking. Via this article, gets the enrollment guide of BPI Express Online Banking.
Screen shot of www.bpiexpressonline.com
BPI stands for Bank of the Philippine Islands which is the oldest bank in the Philippines still in operation. In terms of assets and market capitalization, it is the country’s third largest bank and most profitable bank. The Ayala Corporation owns it. Ayala Corporation is the largest conglomerate in the Philippines, and is based in Makati City’s Central Business District, on the corner of Ayala Avenue and Paseo de Roxas.
In Southeast Asia, BPI is the oldest bank and has a long and distinguished history that spans over a century. It has either influenced or many nations, including parts of the former Spanish Empire, especially Mexico, and the United States have been influenced by it. Many consider it as an old institution; BPI is trying, with moderate success, to promote itself as a dynamic institution that caters to its various clients, which hail from various sectors of Philippine society.
BPI Express Online Banking
Mostly all banks in almost all countries have resorted to useful feature for almost everything which is internet. Even all banks posses the same features that give the same benefits to their clients and most conduct the same methodology in terms of online banking. Online banking is created to have a hassle-free banking. In most cases a person who works from 8 am and gets out at 5 pm, he barely has time to visit any branch of his bank. You can transact almost everything online with online banking.
You can transact your account online with BPI Express Online because it will just take you 24 hours. Almost all of your accounts related to BPI like for instance your credit cards, checking account and even your loans can be enrolled by you after you are enrolled which is good thing. Real time information for credit card balances and posted payments is provided by it.
Features of BPI Express Online Banking
- Enroll and pay all your bills listed in the Bills Payment facility
- Experience the comfort of viewing and paying your bills through the Internet
- Enroll additional accounts, be it another Savings or Checking account, Time Deposit, Auto Loans, Housing Loans, or Credit Card. No need to nominate another User ID and Password.
- Reload your own or someone else’s Globe Handy Phone and Touch Mobile prepaid phones.
- Request for other services 24 hours a day and 7 days a week through a computer with Internet connection and a secure browser.
- View a summary of your enrolled accounts and their corresponding balances
- Transfer funds between your peso non-TD accounts enrolled in BPI Express Online
- Enroll another person’s account and transfer funds to it from your BPI, BPI Family Bank, or BPI Direct account
- Apply for, enroll, or reload your Express Cash Card and monitor your card usage and balances
- Inquire about your Savings or Current account via text messaging
- Stop a check payment or reorder checkbooks
With BPI Express Online following accounts can be accessed by you:
- Peso and Dollar Savings Account
- Peso and Dollar Checking Account
- Time Deposit Account
- Credit Card
- Express Cash Card
- Auto Loan
- Housing Loan
You can open only BPI Direct deposit accounts online. At the most convenient BPI branch which you will nominate, the new account opening application process is required to complete by you. Your branch is the place where your ATM card or checkbook can be gotten by you. You will be asked to sign your signature card with deposit terms and agreements and make your initial deposit at the branch.
Internet banking services are offered to existing individual customers of the Bank by BPI Express Online. The deposit accounts of individual consumer are involved by online transactions. Real time transfer of funds are included in Functionalities between your various accounts and to third party accounts enrolled for Funds Transfer, balance inquiry, payment of bills, and reorder of checkbooks, reloading transactions, stop payment orders, and request for other banking services. BPI Express Online can be accessed 24 hours a day, 7 days a week and even on special holidays.
An e-mail confirmation will be gotten by you which instructing you to visit your nominated branch of convenience. This serves as the confirmation that your account opening request is now ready for processing at your nominated branch of convenience. Upon visiting your nominated branch of convenience, you will be asked to complete the new deposit account opening procedures.
Before the 60-day period, the history of your account transactions can be gotten by you by calling their 24-hour Call Center. You can call at 89-100 for Metro Manila, 1-800-188-89100 for domestic toll-free calls (where available) or International Access Code + 63 + 2 + 89-10000 for international calls. If your request has been received, then within three banking days from request date, the historical statement of your accounts will be mailed to your account address. It will charge you Php105.00 per account plus additional charges depending on the number of pages sent to you.
Only active accounts can be viewed online. Your account will not be displayed anymore if once the status of your account becomes inactive, dormant or closed. Automatically online access is removed to these accounts by the system because of their status.Funds between your accounts and to enroll third party accounts real time can be transferred by you.
Funds Transfer can be performed any time of the day provided you have sufficient funds for the transfer. There is no limit to the amount that you can transfer per transaction. But for Funds Transfer, only cleared and withdraw able balances of your accounts nominated for Internet Banking.
Bills can be enrolled from country clubs, credit cards, insurance, utilities, telephones, pagers, cable companies, Internet service providers, and even selected schools by you. Your ATM card is not required when you are enrolling in the Bills Payment facility because the Bills Payment system works only with ATM-based accounts. In the Bills Payment facility, your ATM card links your enrolled merchants.
How can enroll in the Bills Payment facility?
Open the website www.bpiexpressonline.com you can enroll your bills by clicking on the link to enroll bills in the Payments & Reloading navigation bar. This is under the Bills Payment menu. A valid ATM account will be required to enroll your bills for Bills Payment by you. Maximum number of merchants that can be enrolled in one card number is 20. BPI Express Phone is automatically enrolled in BPI Express Online if Bills already enrolled in Express Teller (ATM).
BPI Express Cash
BPI Express Cash is a prepaid card, which you can use in almost 13,000 MasterCard electronic establishments all over the Philippines. It works like credit card even it is not credit card. It can be used in establishments with MasterCard Electronic POS by you. Your spending limit is dictated by the amount you load into the card. This card is reloadable. a value can be always reloaded into the card by you when the card value is depleted. You can load and reload as long as the card is still valid. It is also transferable. You can purchase a card for somebody else and give them as gifts.
You can enroll your Express Cash for reloading by following these simple steps:
- log in to BPI Express Online
- position your mouse on the Payments and Reloading menu
- choose Express Cash from the drop-down
- click on enroll Express Cash cards for Reloading
- fill in the required information and follow the instructions
- hit the Submit button
Prepaid Cellphone Reload
It is the facility which allows you to reload value into your own or someone else’s prepaid cell phone account by debiting your deposit account real-time. If you have Prepaid Cellphone Reload, then there is no need to purchase a physical call card. You can call 223 and encode the call card number and PIN. At present, for this facility, Globe Handyphone Prepaid Plus and Touch Mobile accounts are available.
How to enroll BPI Express Online account?
Here 3 simple steps are given to enroll BPI Express Online account:
Visit BPI Express Online website www.bpiexpressonline.com. Click the “Enroll Now” button which is given at the right side of the screen. The option of “Enroll Now” is given between the “personal login” and “business login” buttons. The new page will be open which shows the message; the message indicates “To enroll in Express Online, you must have a BPI, BPI Family Bank or a BPI Direct Deposit Account.” Click the ‘Continue’ button. Any BPI Express Teller ATM is needed to visit by you within 20 banking days to activate the enrollment if you are in the Philippines. You need to print, sign and mail the enrollment form if you are out of the country.
In second step you will have to Fill up the form and submit it. By entering your Account Number, Joint Account Indicator (JAI) and Type of Account, the form of registration will be filled by you. Your account number is the number at the back of your ATM card. The JAI is a 2-digit no. located at the lower right hand corner of your ATM card right across your name. At last, you will have to enter the type of account is either savings or checking.
You will be asked to create a login name and password after submitting the form. Remember the login name and password you entered because you will use it to access your BPI express online account later on. An email confirmation and instructions will be received to activate your enrollment by you if once you are done.
Go to any BPI ATM machine. Insert your ATM card. Go to Special Services -> Activate Enrollments –> Express Online. The ATM will give you a receipt to confirm the activation of the online enrollment. After that log in to your BPI express online account 1-2 days after enrollment activation.
Once you are able to login to your BPI Express Online account, you will now be able to access your account’s details, check your balance, pay your bills, transfer funds, reload a prepaid phone 24/7, any day of the year, whenever and wherever there is internet connection.
For getting more information visit Www.bpiexpressonline.com