About Bradford & Bingley :
Bradford & Bingley plc is a British bank headquartered in the West Yorkshire town of Bingley. Below is given internet banking review of Bradford and Bingley.
This bank was nationalized and in effect split into two parts in 2008 partly due to the credit crunch. With the now publicly owned Bradford & Bingley plc, the mortgage book remained and the deposits and branch network (and a licence to use the B&B name for those aspects) was sold to Abbey National plc that itself owned by the Spanish bank Grupo Santander. The branch network has been rebranded as Santander and the Bradford & Bingley name now solely relates to the nationalized section of the bank.
Bradford & Bingley is having a range of offshore internet savings accounts. An idea range of expatriate savings accounts is offered in the accounts offering great value to international customers requiring the convenience and flexibility of managing their savings over the internet.
Services they offer to manage the accounts from home – 24 hours a day, 7 days a week from the comfort of your own home. You can save your money that put aside on a regular basis and grow your savings. Without any hassles, you can do electronic transfers in the clearing system. On all eSavings accounts, great interest rates ensure that your money works hard for you.
Editor Review:
According to some users, they get login for completing mortgage application and they strayed on to another site, Bradford & Bingley’s corporate site. It is aimed at shareholders, but not people just looking for a good fixed rate.
There are some helpful calculators and a good section on buying first home. This is the one place for having all the advice and the ability to apply.
The bank stole the headlines when shares were suspended for 18 minutes following a profit warning by the lender; such as Woolworths the state of the share price was as rocky as ‘Rocky Bilboa’ after 10 rounds in Rocky III. Woolworths were given to the creditor hounds for dog meat, while the Bowler hat boys were sent Millions in bonuses for doing a great credit sapping job; these no doubt will have a permanent tan due to too much facial exposure down under.
The eISA Maturity is currently 0.1%. Two fifths of households of the bank suffer from negative cash flows. They are not able to have adequate income to finance their mortgages and bills.
Online banking of Bradford & Bingley includes online saving and phone banking. They include bank phone numbers, fax numbers, bank maps of every local bank in Glasgow. Bradford & Bingley can help if you would rather manage your account online with its range of award winning eSavings accounts giving you the convenience you want.
This bank is authorized and regulated by the Financial Services Authority and provides individuals with protection of up to £50,000 (£100,000 per joint account) through the Financial Services Compensation Scheme.
New Bradford and Bingley Internet Banking Security Update:
By visiting the given link, Email asks you to confirm/update/verify your account data at Bradford & Bingley. You will be taken to a spoof website where your details will be captured for the phishers. Bradford & Bingley never send its users emails requesting personal details in this way.
These websites are hosted on the personal computer of the phishers quite often, so may only be online at certain times. Bradford and Bingley may have been taken down or disabled by the hosts.
Customer Reviews
Here are some of the customer reviews which includes advantages and disadvantages experienced by some customers.
Reviews Credit: www.ciao.co.uk
| Advantages | Disadvantages |
| It is still kicking, but it is really Abbey | Too many |
| still have some good savings rates, good customer service, easy to open | PLC??!!, More emphasis on borrowing/mortgages/share dealing as opposed to savings |
| independent , friendly staff | now a PLC so savings rates likely to drop |
| Great savings rates, and dividend rates | None |
| Good range of accounts. Competitive. Offshore Accounts | Quality of service declined recently.Not many branches in the South |
me hv bradford and bingley internet account n as my experience there’s not easy to get directly to on line sign in. also site is visually confusing. not wann to say more me vry disappointed!!
first of all i must say tht www.bradford-bingley.co.uk site is mainly impressed with d speed of d site n how fast i found wt i wanted to knw. clear, well designed!!